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RRSPs make good sense

L Lindsay

    The Canadian Nurse
    |January 1, 1994
    PubMed
    Summary
    This summary is machine-generated.

    Nurses are more likely to invest in Registered Retirement Savings Plans (RRSPs) than the general public. This trend shows a significant increase in RRSP adoption among nurses over a five-year period.

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    Area of Science:

    • Finance
    • Healthcare Economics
    • Retirement Planning

    Background:

    • Registered Retirement Savings Plans (RRSPs) are a key component of retirement savings in Canada.
    • Financial institutions actively market RRSP contributions during the contribution season.
    • Nurses represent a significant demographic with a high propensity for financial planning and investment.

    Purpose of the Study:

    • To analyze the prevalence of RRSP ownership among nurses.
    • To compare RRSP holding rates between nurses and the general public.
    • To identify trends in RRSP adoption within the nursing profession.

    Main Methods:

    • Data sourced from a readership survey conducted by Goldfarb Consultants.
    • Survey data collected in 1987 and 1992.

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  • Analysis focused on RRSP ownership rates.

    • Main Results:

    • In 1992, 82% of nurses held RRSPs, an increase from 66% in 1987.
    • Nurses demonstrated a higher rate of RRSP ownership compared to the general public during the study period.
    • A notable increase in RRSP adoption was observed among nurses between 1987 and 1992.

    Conclusions:

    • Nurses exhibit a strong engagement with retirement savings vehicles like RRSPs.
    • The trend indicates growing financial planning awareness and participation within the nursing profession.
    • Further research could explore factors influencing this high rate of RRSP ownership among nurses.