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Saving for retirement

M Slater

    Nursing New Zealand (Wellington, N.Z. : 1995)
    |April 1, 1997
    PubMed
    Summary
    This summary is machine-generated.

    New Zealanders face a referendum on a new compulsory retirement savings scheme. This proposed system appears less equitable than the current universal superannuation.

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    Area of Science:

    • Economics
    • Public Policy

    Background:

    • New Zealand is holding a referendum on a new compulsory retirement savings scheme.
    • The current system is a universal superannuation scheme.

    Purpose of the Study:

    • To analyze the equity implications of the proposed compulsory retirement savings scheme.
    • To compare the proposed scheme with the existing universal superannuation system.

    Main Methods:

    • Comparative analysis of retirement savings policies.
    • Equity assessment of financial schemes.

    Main Results:

    • The new compulsory scheme is projected to be less equitable than the universal superannuation scheme.
    • Potential disparities in savings outcomes are indicated.

    Conclusions:

    • The proposed retirement savings scheme may exacerbate financial inequality.
    • Further evaluation of equity is recommended before implementation.