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Caracterización de jugadores en línea que superan los umbrales de riesgo financiero en el Reino Unido: un análisis
Kasra Ghaharian1, Mana Azizsoltani1, Charles Cohen2
1International Gaming Institute, University of Nevada, Las Vegas, USA.
Public health
|December 12, 2025
Resumen
Casi una cuarta parte de los jugadores cumplieron con los nuevos umbrales de verificación financiera de juegos de azar del Reino Unido, lo que representa la mayor parte del gasto. Estos individuos, denominados Jugadores que Superan el Umbral (ETG), mostraron perfiles financieros variados, y algunos indicaron una posible vulnerabilidad.
Área de la Ciencia:
- Investigación sobre juegos de azar
- Evaluación de riesgos financieros
- Política de salud pública
Sus antecedentes:
- La Comisión de Juegos de Azar del Reino Unido introdujo verificaciones de riesgo financiero para los jugadores en línea en febrero de 2025.
- La política se dirige a los clientes con pérdidas netas superiores a £150 en un período de 30 días para mitigar el daño del juego.
Objetivo del estudio:
- Establecer un perfil de referencia pre-política de los jugadores que activarían los nuevos umbrales de verificación de riesgo financiero.
- Analizar las características demográficas y de comportamiento de las personas que superan el umbral de pérdida de £150 utilizando datos de banca abierta.
Principales métodos:
- Análisis transversal retrospectivo de datos de transacciones bancarias del Reino Unido de 12 meses de 243.478 jugadores.
- Caracterización de individuos que superan el umbral, incluido el análisis demográfico y de comportamiento.
- Análisis de clúster para identificar subgrupos distintos dentro de la población de Jugadores que Superan el Umbral (ETG).
Principales resultados:
- Aproximadamente el 25% de los jugadores alcanzaron el umbral, lo que representa ~92% del gasto total en juegos de azar.
- Los Jugadores que Superan el Umbral (ETG) eran predominantemente hombres, más jóvenes y mostraban una mayor implicación en el juego.
- El análisis de clúster identificó tres subgrupos de ETG: gastadores diversificados y dos grupos con patrones que sugieren una posible vulnerabilidad financiera.
Conclusiones:
- La nueva política de juegos de azar del Reino Unido puede identificar eficazmente a las personas en riesgo.
- La política captura una población heterogénea de jugadores, lo que requiere enfoques matizados para la intervención.
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