患者の払い戻しのルールの医師の操作: 岩と硬い場所の間で
M K Wynia1, D S Cummins, J B VanGeest
1Institute for Ethics, American Medical Association, Chicago, Ill 60610, USA. matthew_wynia@ama-assn.org
JAMA
|April 19, 2000
まとめ
医師は,時には,患者が必要なケアを受けることを保証するために,健康保険の規則を操作します. この"秘密の提唱"は,システムの必要性と患者の要求によって引き起こされ,増加しています.
科学分野:
- 医療サービス 研究 医療サービス
- 医学経済学 医学経済学
- 医師の行動 医者の行動
背景:
- ヘルスプラン利用審査規則は,保険契約を強制しますが,医師が推奨する患者のケアを制限することができます.
- これらのルールの医師による操作は,知られているが,定量化されていない現象です.
研究 の 目的:
- 必要なサービスの払い戻しのルールの医師による操作の頻度を決定する.
- ルール操作に関連する医師の態度と特徴を特定する.
主な方法:
- 1124人の実務医を対象とした1998年の全国郵便調査 (64%の回答率).
- 患者さんの状態を誇張したり,診断を変更したり,症状を捏造してカバーを確保したりなどの戦術の頻度が評価されています.
主要な成果:
- 39%の医師は,少なくとも1つの操作的戦術を"時々"またはより頻繁に使用しました.
- 戦略的使用は,質の高いケアのために"システムにゲームをする"という信念 (OR 3.67),保険会社を欺くための患者の要求 (OR 2.44),時間圧 (OR 1.69) および高いメディケイド患者数 (OR 1.60) と相関しています.
- 詐欺の起訴への懸念は,戦術の使用を抑止しなかった; 54%が5年間で使用の増加を報告した.
結論:
- 重要な少数派の医師は,必要とされるケアを提供するために,払い戻しのルールを操作します.
- 利用制限の増加は,医者が新しい介入なしに"秘密の提唱"の戦術を使用することをエスカレートする可能性があります.
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