ビジネス文化と銀行業界における不誠実さ
Alain Cohn1, Ernst Fehr1, Michel André Maréchal1
1Department of Economics, University of Zurich, 8006 Zurich, Switzerland.
Nature
|November 20, 2014
まとめ
銀行の従業員は,彼らの職業的アイデンティティが強調されたときに不誠実になる可能性が高く,銀行業界を暗示しています.
科学分野:
- 行動経済学は,行動経済学である.
- 組織心理学の心理学
- 金融倫理 金融倫理について
背景:
- 信頼と誠実さは,経済システムにとって極めて重要です.
- 最近の金融スキャンダルは,国民の信頼を損なっています.
- 銀行業における誠実さに対するビジネス文化の影響は,科学的証拠が欠けている.
研究 の 目的:
- 職業的アイデンティティの重要性が,銀行従業員の誠実さに与える影響を調査する.
- この効果が銀行セクターに特有のものであるかどうかを判断する.
主な方法:
- 管理条件とプロフェッショナル・アイデンティティ・サリエント条件下で銀行従業員を対象とした実験.
- 他の産業の従業員や学生を対象とした制御実験.
主要な成果:
- 銀行の従業員は,コントロール条件において誠実さを示した.
- 銀行の従業員の職業的アイデンティティが強調された場合,不誠実さの有意な増加が観察されました.
- コントロールグループは,同様の条件下で不正行為の増加を示さなかった.
結論:
- 銀行業界の文化は,誠実さの規範を弱める可能性があります.
- プロフェッショナル・アイデンティティの重要性は,銀行業における誠実さに悪影響を及ぼします.
- 銀行業における誠実な文化を再構築することは極めて重要です.
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