公共住宅と世帯の貯蓄 - 30年連続の横断分析
Yi Zhang1, Man Tsun Wong2, Yik Wa Law2
1National Engineering Laboratory for Big Data Analysis and Applications, Peking University, Beijing 100871, China.
まとめ
公共の賃貸住宅 (PRH) は,民間住宅と比較して,世帯の貯蓄を大幅に増加させる. この研究はPRHの金銭的価値を定量化し,低所得から中所得の家庭にとってその重要性を強調しています.
科学分野:
- 都市経済学
- 住宅政策
- 社会経済研究
背景:
- 住居の安価さは 生活の質の重要な要素ですが 香港の多くの人は プライベートな住居を 買う余裕がありません
- 香港の人口の大部分は,公共の賃貸住宅 (PRH) に住んでいます.
- 公共住宅の恩恵を推定する既存の方法は 方法論的な限界があります
研究 の 目的:
- 香港の公共賃貸住宅 (PRH) の金銭的価値を"物価補助金"のアプローチを用いて推定する.
- 民間賃貸ユニットと比較してPRHの毎月の貯蓄の差を定量化します.
- 住居の種類と世帯の貯蓄との関連を調べる
主な方法:
- 香港の家庭支出調査の7ラウンド (1989年~1990年~2020年) を利用した.
- PRHの賃貸人,民間賃貸人,住宅所有者の間の節約を比較するために,通常の最小平方回帰 (OLS) を適用しました.
- 住宅の種類が貯蓄に与える影響を特定するために,混同要因を制御します.
主要な成果:
- 公的賃貸住宅の賃貸人は,私的賃貸住宅の賃貸人よりもはるかに高い家庭の貯蓄を示しました.
- PRHの推定月額通貨価値は1999/2000年のHKD4483から2019/2020年のHKD9187に増加した.
- 収入の1ドル増加に対して,世帯は2019/2020年に0.7ドルを貯める傾向を示しました.
結論:
- 公共の賃貸住宅は,家庭の貯蓄を増やすことで,かなりの経済的利益をもたらします.
- 低所得から中所得の世帯を支援するには,PRHの効果的な管理と公平な配分が不可欠です.
- 香港では資源が限られているのに 公共住宅の価値について 確固たる証拠を提示しています
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