将来の資金調達:持続可能な企業の業績を推進するフィンテックの役割,リーダーシップ,および金融能力
Farooq Ahmad Bajwa1, Jingtao Fu1, Ishtiaq Ahmad Bajwa2
1International School of Business, Hainan University, Haikou, China.
Acta psychologica
|August 29, 2025
まとめ
金融へのアクセスと持続可能なイノベーションのリーダーシップは,フィンテックの採用を通じて,中小企業の持続可能な業績を促します. 金融能力はこれらの効果を高め 環境的,社会的,金融的な業績を向上させます
科学分野:
- 経営管理について
- 経営科学
- 金融技術
背景:
- 環境近代化理論 (EMT) と資源ベースの視点 (RBV) は理論的枠組みを提供する.
- 持続可能な業績は中小企業にとって極めて重要です.
- パキスタンの中小企業部門は 資金調達やイノベーションの導入に 課題に直面しています
研究 の 目的:
- 資金へのアクセス (AF) と持続可能な革新的リーダーシップ (SIL) が,中小企業の持続可能な業績に与える影響を調査する.
- 金融技術採用 (FTA) の仲介的役割と金融能力 (FC) の調整的役割を検討する.
- パキスタンのSMEのパフォーマンスを向上させるための実用的な枠組みを提供する.
主な方法:
- パキスタンのSME経営者350人を対象とした調査データです.
- 部分最小二乗構造方程式モデリング (PLS-SEM) をデータ分析に使用した.
- EMTとRBVの理論的なレンズが適用された.
主要な成果:
- AFとSILはFTAを通じて持続的な業績に影響を及ぼします.
- FCはAF,FTA,および持続的なパフォーマンスの関係を大幅に緩和します.
- AF,SIL,FTA,FCは環境,社会,財務パフォーマンス (ESP,SSP,FSP) に不可欠なリソースです.
結論:
- Fintechの採用は,SMEsが持続可能性のための資金とリーダーシップを活用するための重要なメカニズムです.
- 金融技術と持続可能な実践の恩恵を最大限に生かすには 金融能力の開発が不可欠です
- この調査結果は,中小企業の経営者や政策立案者にとって,持続可能な成長を促進するための実用的な洞察を提供している.
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