ホームレスになるリスクのある退役軍人のためのマネー管理サービスの連邦示範プロジェクト
Jack Tsai1,2, Taiki Matsuura3, Annie Harper3
1National Center on Homelessness Among Veterans, Homeless Programs Office, U.S. Department of Veterans Affairs, Washington, DC.
Psychiatric services (Washington, D.C.)
|September 4, 2025
まとめ
コミュニティ組織は,ホームレス退役軍人のためのマネー・マネジメント (MM) サービスを,アメリカン・レスキュー・プラン・アクトの資金を使って拡大しました. 金融技術が最も一般的になり 退役軍人の財政的福祉と精神的健康を向上させました
科学分野:
- 医療サービス研究
- 金融ゲロントロジー
- 公衆衛生政策
背景:
- ホームレスの退役軍人は 深刻な経済的問題に直面しています
- この集団にとって,カスタマイズされたマネー・マネジメント (MM) サービスへのアクセスは極めて重要です.
- 過去のイニシアチブには十分な資金と技術的支援がなかった.
研究 の 目的:
- ホームレス退役軍人のためのMMサービスを拡大する 専用の資金の影響を評価する.
- 実施されたMMサービスの種類と採用率を評価する.
- 退役軍人の金銭的幸福と精神的健康に 影響を与える.
主な方法:
- アメリカ救助計画法と 退役軍人の資金による 多施設のデモプロジェクトです
- 13人のコミュニティー助成者が技術的支援を行い,MMサービスと退役軍人の参加に関するデータを収集しました.
- サービス拡大の定量データ分析と退役軍人が報告した結果の質的評価
主要な成果:
- 13人の助成金受給者に210万ドル以上を配分し,平均2.08MMのサービス種類を1サイトで増加させました.
- 金融技術サービスは最もよく実装された新しいMMサービスでした.
- サイトでは事前指示や金融監視サービスを実施していない.
- 348人の退役軍人が入学し 追跡調査を受けた人々は 経済的幸福と精神的健康の改善を報告した.
結論:
- 十分な資金と支援があれば,コミュニティ組織はMMサービスを効果的に拡大し,多様化することができます.
- 金融テクノロジーは 脆弱な集団のためのMMサービスの 成長する領域を表しています.
- 退役軍人のためのMMサービスにおける事前指示と財務モニタリングの実施を調査するためにさらなる研究が必要である.
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