ベトナムにおける商業銀行の複雑性と核心能力: 企業の社会的責任の緩衝的役割
Hung Quang Phung1, Khoa Dang Duong1, Phuc Huu Truong2
1Faculty of Finance and Banking, Ton Duc Thang University, Ho Chi Minh City, Vietnam.
PloS one
|September 5, 2025
まとめ
企業社会責任 (CSR) と事業の多様化は,ベトナムの大手銀行に利益をもたらし,リスクを軽減し,金融の安定性を向上させる. 小規模な銀行は,コストの上昇により,これらの戦略を活用する能力に影響を及ぼす課題に直面する可能性があります.
科学分野:
- ビジネスと経済
- 財務管理
- 企業の社会的責任
背景:
- ステークホルダー理論は 社会的責任ある行動が 競争上の優位性を高めることを示唆しています
- 企業社会責任 (CSR) は多様化された企業における隠されたリスクを軽減できる.
- 銀行が多元化しているため,リスク管理において特にCSRの恩恵を受ける可能性があります.
研究 の 目的:
- ベトナムの商業銀行における企業責任,事業の多様化,財務業績の関係を調査する.
- 銀行の規模が,企業の社会責任と多様化がリスクの露出,金融の安定性,資産の質に与える影響をどのように抑制するか検討する.
主な方法:
- ベトナムの26の商業銀行から2010年から2023年にかけてのデータを分析した.
- CSRの取り組み,事業の多様化,主要財務指標に関する仮説を検証する.
- 大型銀行と小型の銀行に及ぼす影響の比較分析
主要な成果:
- CSRの取り組みと事業の多様化はリスクの減少と結びついている.
- これらの慣行は金融の安定性と資産の質の向上と相関しています.
- 企業責任と多様化のポジティブな効果は,より大きな銀行で顕著です.
結論:
- CSRは,収入の多様化と 銀行業のコア能力の発展の基盤として機能します.
- 大型銀行はCSRと多様化を効果的に活用して 経済的利益を得ています
- 複雑なCSRと多様化戦略を同時に実施すると,小規模な銀行はコストの不利な状況に陥る可能性があります.
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