灾害管理. 灾害管理. 美国有关天气和气候极端事件的政策
1Department of Geography, University of Illinois at Urbana-Champaign, Champaign, IL 61820, USA.
概括
气候和天气极端事件越来越多地影响政府和保险部门. 美国的政策正在从结构防御转向社会适应,强调个人责任和对气候风险的保险解决方案.
科学领域:
- 环境科学 环境科学
- 公共政策 公共政策
- 风险管理 风险管理
背景情况:
- 气候和极端天气 (洪水,干旱,风暴) 带来了重大挑战.
- 这些事件影响了政府运营和保险业.
- 传统的结构性缓解方法越来越不足.
研究的目的:
- 分析美国关于气候和极端天气的政策转变.
- 检查国家政策中从结构性方法向社会性方法的过渡.
- 了解对政府和保险行业的影响.
主要方法:
- 美国国家战略的政策分析.
- 审查政府和保险行业对气候极端事件的反应.
- 检查向社会适应和个人责任的转变.
主要成果:
- 美国的政策正在从结构性解决方案 (大,堤) 过渡到社会解决方案.
- 越来越多地强调从危险地区搬迁,建筑规范和保险.
- 联邦救援援助政策正在审查中,重点是个人责任.
结论:
- 社会适应和风险转移机制,如保险,正在成为气候政策的核心.
- 未来的美国政策可能会在管理气候风险方面承担更大的个人责任.
- 保险行业在适应气候和极端天气方面发挥着至关重要的作用.
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