减轻数字金融剥削风险 减轻数字金融剥削风险
1Dr. Recupero is Clinical Professor of Psychiatry, Warren Alpert Medical School, Brown University, and SVP for Education and Training, Care New England Health System, Providence, RI Patricia_Recupero@Brown.edu.
概括
数字金融剥削对老年人来说是一个越来越大的威胁,特别是在COVID-19之后. 本研究回顾了评估财务能力的工具,并提出了预防和收回老年人金融欺诈造成的损失的策略.
科学领域:
- 老年学是一门学科.
- 法医精神病学 法医精神病学
- 网络安全 网络安全
背景情况:
- 老年人中数字金融剥削的风险显著增加,COVID-19大流行加剧了这种风险.
- 老年人经常成为复杂欺诈计划的目标,导致大量的财务损失.
研究的目的:
- 分析现有的评估工具,以评估法医精神病学的财务能力.
- 在评估财务能力方面应对基于技术的金融交易所带来的挑战.
- 突出减轻和收回老年人金融剥削造成的损失的战略.
主要方法:
- 审查和分析目前对财务能力的评估工具.
- 检查与数字金融交易相关的风险 (例如,支付应用程序,社交媒体,电子资金转账).
- 对金融欺诈受害者减轻和恢复战略进行讨论.
主要成果:
- 现有的财务能力评估工具可能无法充分覆盖现代数字交易.
- 数字金融剥削计划变得越来越复杂,针对弱势老年人.
- 积极的教育,技术保障和恢复资源对于解决这个问题至关重要.
结论:
- 需要更强大的评估工具来解释数字金融活动.
- 提高意识,技术保障和可访问的恢复机制对于保护老年人免受数字金融剥削至关重要.
- 法医精神科医生在不断变化的数字威胁的背景下,在评估财务能力方面发挥着关键作用.
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