使用保险索赔数据预测狗的健康结果
Christian Debes1, Johannes Wowra2, Sarosh Manzoor2
1Spryfox GmbH, Darmstadt, Germany. christian@spryfox.de.
Scientific reports
|June 5, 2023
概括
机器学习从广泛的物保险数据中准确预测了45种犬病类别. 这种方法提高了对狗健康趋势和保险索赔模式的理解.
科学领域:
- 兽医医学 兽医医学 兽医医学
- 数据科学数据科学数据科学
- 机器学习 机器学习
背景情况:
- 物保险数据为了解物健康趋势提供了宝贵的资源.
- 预测疾病类别有助于兽医护理中的风险评估和资源分配.
- 之前的研究还没有充分利用大规模的保险数据集来预测疾病.
研究的目的:
- 开发和评估机器学习模型,以使用保险索赔预测犬病类别.
- 为了评估这些模型的准确性,对大型,多年的狗保险索赔数据集进行评估.
- 确定关键特征和机器学习方法,以有效预测狗的疾病.
主要方法:
- 在17年内利用了包括美国和加拿大的785,565只狗在内的综合性物保险数据集.
- 采用机器学习技术,包括特征工程,以训练预测模型.
- 在270,203只具有长期保险任期的狗的子集上训练模型,以进行可靠的推断.
主要成果:
- 在预测45种不同的犬病类别方面取得了高准确性.
- 在大规模的保险数据上证明了机器学习和功能工程的有效性.
- 开发的模型适用于整个数据集,提供广泛的预测能力.
结论:
- 从保险索赔中基于机器学习的预测犬病类别是可行的和准确的.
- 该研究强调了在兽医保险中利用大数据的潜力,以获得健康洞察力.
- 这种方法可以为更好的物医疗管理和保险策略提供信息.
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