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经济背景和奖励金额对延迟和概率贴现的影响
Molly A B Anderson1, David J Cox1, Jesse Dallery1
1University of Florida, Gainesville, FL, USA.
Journal of the experimental analysis of behavior
|June 13, 2023
概括
经济背景显著影响人们对延迟或不确定的奖励的折扣,特别是当奖励相对于他们的财务状况来说很大时. 较低的经济环境增加了折扣,影响了决策.
科学领域:
- 行为经济学是一种行为经济学.
- 决策科学 决策科学 决策科学
- 心理学 心理学 心理学
背景情况:
- 的延迟和浅的概率折扣与各种问题行为有关.
- 了解影响折扣的因素对于行为干预至关重要.
研究的目的:
- 调查经济背景和奖励大小如何影响延迟和概率折扣.
- 分析金融背景与奖励估值之间的相互作用.
主要方法:
- 213名本科生完成了延迟和概率折扣任务.
- 假设的奖励场景因金额和经济背景而有所不同.
- 根据折扣函数计算的面积用于量化折扣.
主要成果:
- 在较低的经济背景下,参与者对延迟/不确定的奖励进行了更大的折扣.
- 较大的延迟奖励比较小的奖励有较小的折扣,无论相对的经济背景如何.
- 经济背景在概率折扣中减轻了大小效应,但并没有延迟折扣.
结论:
- 经济背景是影响延迟折扣的关键因素.
- 这些发现强调了考虑个人财务状况在决策模型中的重要性.
- 经济背景对延迟与概率折扣的明显影响需要进一步调查.
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