余额计费的定义,实践,规定和影响:一个范围审查
Shaheda Viriyathorn1, Woranan Witthayapipopsakul1, Anond Kulthanmanusorn1
1International Health Policy Program (IHPP), Ministry of Public Health, Nonthaburi, Thailand.
Health services insights
|June 16, 2023
概括
额外的计费实践,如余额计费,是常见的,但不太了解. 本综述强调了它们的各种定义,对全民健康覆盖的负面影响,以及政府政策干预的必要性.
科学领域:
- 卫生经济学 卫生经济学
- 卫生政策 卫生政策
- 公共卫生 公共卫生
背景情况:
- 额外计费,也称为余额计费,是许多国家对有医疗保险的患者的普遍做法.
- 对这些额外的计费实践的了解仍然有限,需要对现有证据进行全面审查.
研究的目的:
- 审查关于额外计费实践的证据,包括其定义,范围,规定和对保险患者的影响.
- 综合关于不同医疗保健系统中额外计费的术语,范围和影响的发现.
主要方法:
- 在Scopus,MEDLINE,EMBASE和Web of Science系统搜索详细介绍医疗保健服务余额计费的全文论文 (2000-2021年).
- 对94项选定的研究进行了专题分析,至少有两名审查员进行了独立选.
主要成果:
- 大多数研究 (83%) 集中在美国,揭示了不同的术语 (余额计费,意外计费,额外计费) 和不同的服务 (急诊,手术,专家咨询) 受到影响.
- 虽然注意到了一些积极的影响,但大多数研究报告了负面影响,包括经济困难和减少获得护理的机会,破坏了全民健康覆盖 (UHC) 的目标.
- 政府已采取措施减轻不利影响,但挑战仍然存在.
结论:
- 额外的计费实践在全球范围内表现出术语,定义,范围,法规和结果的显著差异.
- 有政策干预措施来控制保险患者的大量账单,但局限性和挑战仍然存在.
- 政府必须实施多方面的政策措施,以加强对保险人群的金融风险保护.
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