社会上相互依存的风险承担
Alexandros Karakostas1, Giles Morgan2, Daniel John Zizzo2
1School of Management, ESSCA, Lyon, France.
概括
个人 个人 个人
科学领域:
- 行为经济学是一种行为经济学.
- 社会心理学 社会心理学
背景情况:
- 了解个人的冒险行为至关重要.
- 同行影响对财务决策产生重大影响.
研究的目的:
- 研究社会信息如何影响个人冒险.
- 确定同行决策是否导致投资行为中的集群.
主要方法:
- 使用2x2的因数设计进行实验.
- 在一个高风险,高回报的彩票中,受试者分配了捐赠.
- 操纵的社会和同行投资信息.
主要成果:
- 个人的冒险决策是高度可塑的,基于同行行动.
- 社会信息导致了大量的投资行为集群.
- 社会点影响了最初的风险承担,并趋于更高的投资水平.
结论:
- 同龄人的影响是冒险行为的强大驱动力.
- 社会动态在财务决策中创造出可预测的模式.
- 最初的社会线索塑造了后来的集团投资趋势.
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