数字包容性金融和中国农村物流的发展
Zhaohui Qin1, Xueke Pei1, Mihasina Harinaivo Andrianarimanana2
1College of Economics and Management, China Three Gorges University, Yichang 443002, China.
Heliyon
|June 29, 2023
概括
数字包容性金融显著促进了中国农村物流的发展. 然而,它的影响表明回报正在下降,在不同地区和经济层面的有效性有所不同.
科学领域:
- 农业经济学 农业经济学
- 金融技术 金融技术
- 物流管理物流管理
背景情况:
- 由于生产环境不稳定,农村地区在传统的金融和物流方面面临挑战.
- 数字包容性融资提供了增强农村物流发展的潜在解决方案.
- 现有的研究往往忽视了数字金融对农村物流的影响的具体机制和区域差异.
研究的目的:
- 构建一个全面的指标系统来衡量中国农村物流发展.
- 调查数字包容性金融对农村物流的影响机制.
- 分析数字包容性金融对农村物流的影响的非线性关系和区域异质性.
主要方法:
- 利用了来自中国31个省份的面板数据,涵盖了2013年至2020年的时间.
- 开发了一个强大的指标系统来量化农村物流发展水平.
- 采用计量经济学模型来研究数字包容性金融的影响和机制.
主要成果:
- 数字包容性融资对农村物流发展产生了积极和显著的影响.
- 在数字包容性金融和农村物流之间观察到一个非线性关系,边际效应减少.
- 数字包容性金融的推广效率因地区和经济发展水平而异.
结论:
- 数字包容性金融是推动农村物流发展的关键因素.
- 政策干预应考虑区域差异和经济条件,以实现最佳实施.
- 调查结果为利用金融服务促进农村物流增长提供了理论基础.
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