愿意和有能力支付阿富汗医疗保险费用
Ajmal Behzad1, Irit Sinai2, Omarizaman Sayedi1
1Palladium, Kabul, Afghanistan.
Health policy OPEN
|June 29, 2023
概括
尽管意识较低,但大多数被调查的阿富汗人表示愿意加入和支付医疗保险. 影响这一决定的关键因素包括位置,财富和医疗支出.
科学领域:
- 卫生经济学 卫生经济学
- 公共卫生政策 公共卫生政策
- 发展中国家经济体的发展.
背景情况:
- 在阿富汗,医疗保险在很大程度上是未知的.
- 了解支付意愿对于设计有效的医疗融资计划至关重要.
研究的目的:
- 评估愿意加入和支付阿富汗医疗保险的意愿.
- 确定影响人们加入和支付医疗保险的意愿因素.
主要方法:
- 家庭调查使用双边分类选择条件估值方法.
- 后勤和线性回归模型分析加入和支付意愿的决定因素.
主要成果:
- 绝大多数 (70.7%-92.4%) 愿意在得到解释后加入保险套餐.
- 平均每年的支付意愿因包裹而异,从7.4美元到26.0美元不等.
- 地理位置,财富状况和医疗支出是重要的决定因素.
结论:
- 在阿富汗,对医疗保险有相当大的潜在需求.
- 定制保险套餐和考虑社会经济因素是成功实施的关键.
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