当金融风险很高时,人们是否很慷慨?
Ryan J Dwyer1, William J Brady2, Chris Anderson3
1Department of Psychology, University of British Columbia.
Psychological science
|August 2, 2023
概括
人们表现出显著的慷慨,为他人花费超过6,400美元,包括慈善捐款. 在对高收入和低收入国家的研究中,声誉方面的担忧并没有增加这种现实世界的金融慷慨.
科学领域:
- 行为经济学是一种行为经济学.
- 社会心理学 社会心理学
- 决策科学 决策科学 决策科学
背景情况:
- 在高风险的财务决策中理解人类的慷慨至关重要.
- 以前的研究往往依赖于假设情景,限制了现实世界的适用性.
研究的目的:
- 调查后续财务决策中的慷慨程度.
- 检查声誉问题在推动慷慨的财务行为中的作用.
主要方法:
- 一项预先注册的研究,涉及来自不同低收入和高收入国家的200名成年人.
- 参与者获得了1万美元的礼物,并跟踪了他们的支出决策.
- 在公开 (Twitter) 与私人支出披露的群体之间进行了慷慨的比较.
主要成果:
- 参与者平均在他人身上花费了6400多美元,其中近1700美元捐给慈善机构.
- 在公共和私人披露组之间,慷慨的支出在统计上是相似的.
- 声誉问题会增加慷慨的假设没有得到支持.
结论:
- 人类在现实世界的财务决策中表现出相当大的慷慨,即使有很大的个人风险.
- 声誉问题似乎不是这种被观察到的慷慨的首要驱动因素.
- 这些发现挑战了关于社会知名度对利他主义金融行为的影响的假设.
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