数字包容性金融,消费消费和高质量的经济发展
1School of Accounting and Finance, Anhui Xinhua University, Anhui, China.
PloS one
|August 24, 2023
概括
数字包容性金融显著促进了中国的高质量经济发展,消费者消费起到了关键的调解作用. 存在一个反向的"U"关系,突出了战略金融和消费政策的需要.
科学领域:
- 经济学 经济学 经济学
- 金融 金融 金融 金融 金融
- 区域科学 地区科学
背景情况:
- 在COVID-19大流行和中国"双流通"战略的背景下.
- 越来越关注中国的高质量经济发展.
- 数字包容性金融和消费消费的重要性.
研究的目的:
- 探索数字化包容性金融对消费消费和高质量的经济发展的影响.
- 分析空间溢出效应和非线性关系.
- 调查消费者消费的调解作用.
主要方法:
- 利用了来自中国30个省和城市 (2011-2020) 的面板数据.
- 采用空间经济度模型,包括半参数空间滞后模型.
- 研究的调解和替代效应.
主要成果:
- 数字金融与消费和经济发展的整合促进了高质量的经济增长.
- 在数字包容性金融和高质量的经济增长之间发现了一个非线性,反向的"U"关系.
- 消费者消费在推动经济发展方面表现出数字包容性融资的替代效应.
结论:
- 促进数字包容性金融对于高质量的经济发展至关重要.
- 利用数字金融的区域溢出效应至关重要.
- 鼓励消费者消费对于优化经济结构和促进新兴产业至关重要.
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