西班牙裔和非西班牙裔工人的65岁以后工作意愿的决定因素:从生命历程角度分析
Antonia Diaz-Valdes1,2, Christina Matz-Costa3, Mathew S Rutledge4
1Society and Health Research Center, Social Science and Arts Faculty, Universidad Mayor, Santiago, Chile.
International journal of aging & human development
|August 31, 2023
概括
与非西班牙裔白人相比,西班牙裔人不太可能计划推迟退休. 差异与社会经济因素和累积不利因素有关,而不仅仅是健康或财务问题.
科学领域:
- 老年学和老龄化的社会学.
- 卫生经济学与不平等问题
- 退休的社会经济决定因素
背景情况:
- 美国的平均退休年龄正在上升,但西班牙裔人口的增长速度比非西班牙裔人口慢.
- 西班牙裔的退休决定可能更多地受到移民和背景的影响,而不是健康或财务.
研究的目的:
- 调查影响美国西班牙裔和非西班牙裔白人退休意向的不同因素.
- 为了比较这两个民族种族群体之间的延迟退休 (工作年龄超过65岁) 的决定因素.
主要方法:
- 利用了来自健康和退休研究 (1992-2014) 的数据.
- 包括受雇的西班牙裔 (n=3,663) 和匹配的非西班牙裔白人 (n=3,663) 随机样本.
- 采用后勤混合模型和Oaxaca-Blinder分解来分析群体差异.
主要成果:
- 非西班牙裔白人报告说,他们更愿意推迟退休.
- 退休意图的关键差异与个人收入,债务,教育和父母教育有关.
- 债务,定义福利计划和家长教育显著解释了群体差异,突出了西班牙裔的累积劣势.
结论:
- 现有的研究往往忽视了退休预测因素中的种族差异.
- 这些发现强调了在退休研究中需要考虑种族和种族的必要性.
- 解决金融不安全问题对于西班牙裔和其他弱势群体的退休福利至关重要.
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