老年人对政府假冒身份骗局的脆弱性
Lei Yu1,2, Gary Mottola3, Christine N Kieffer3
1Rush Alzheimer's Disease Center, Rush University Medical Center, Chicago, Illinois.
JAMA network open
|September 22, 2023
概括
老年人容易受到政府的假冒骗局的影响,许多人没有怀疑地参与其中. 这凸显了对老年人增加诈骗意识和保护措施的必要性.
科学领域:
- 老年学是指老年学的学科.
- 公共卫生 公共卫生
- 行为科学 行为科学
背景情况:
- 针对老年人的金融欺诈和骗局正在增加,这给公共卫生和经济带来了重大风险.
- 现有的关于老年人脆弱性的研究严重依赖于自我报告的数据,限制了对欺诈的实际反应的理解.
- 老年人对欺诈企图的真正反应模式尚不清楚.
研究的目的:
- 调查老年人对模拟美国政府假冒骗局的脆弱性.
- 评估老年人对现实的欺诈企图的行为反应.
- 识别与易受欺诈行为的相关因素.
主要方法:
- 这是一项涉及芝加哥大都市区Rush Memory and Aging Project中老年人的横截面研究.
- 参与者通过邮件,电子邮件和电话接听虚构的政府通讯.
- 根据电话互动,参与度被分类为:没有参与,怀疑参与和转化 (提供信息).
主要成果:
- 在644名参与者中,68.5%的人没有表现出任何参与,15.1%的人持怀疑态度,16.4%的人转化.
- 怀疑的参与与更高的认知能力和财务素养相关.
- 转换组表现出最低的诈骗意识.
- 在参与水平之间,在心理或行为测量方面没有发现显著差异.
结论:
- 很大一部分老年人,甚至是那些没有认知障碍的人,在没有怀疑的情况下参与了模拟骗局.
- 这些发现表明,老年人对复杂的欺诈计划有很大的脆弱性.
- 该研究强调需要加强欺诈预防策略和对老年人口的教育.
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