长期护理信息活动对保险覆盖的影响
1Department of Economics, Darla Moore School of Business, University of South Carolina, Columbia, SC 29208, United States of America.
Journal of health economics
|October 7, 2023
概括
"拥有自己的未来"运动促进了对高资产人士的长期护理保险覆盖. 这一举措可能会使医疗补助计划节省大量资金.
科学领域:
- 卫生经济学 卫生经济学
- 公共政策 公共政策
- 行为经济学是一种行为经济学.
背景情况:
- 长期护理计划对于财务安全至关重要.
- 信息宣传活动旨在影响与健康相关的行为.
- 联邦州"拥有你的未来"运动的目标是长期护理需求.
研究的目的:
- 估计一项信息宣传活动对长期护理计划的影响.
- 分析"拥有你的未来"运动对保险覆盖的影响.
主要方法:
- 在五年内,利用了26个州的"拥有你的未来"运动的分阶段推广.
- 使用准实验方法来确定因果关系.
- 对资产分布的顶级五分之一中的个人进行了集中分析.
主要成果:
- 该活动使高资产人士的长期护理保险覆盖率增加了四个百分点 (17%) .
- 这表明,信息干预可以对特定的人口统计学群体有效.
结论:
- 信息宣传活动可以有效地促进长期护理规划行为.
- 增加保险采用率有可能大幅降低医疗补助费用.
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