医学实习生和教师的财务素养:一个试点研究
Adeel S Zubair1, Dinesh K Sivakolundu1, Marcus DeVito2
1Neurology, Yale School of Medicine, New Haven, USA.
Cureus
|October 9, 2023
概括
医生在医学培训期间接受的财务教育不足,使大多数人没有为财务成功做好准备. 这项研究强调了医疗教育途径中改善金融素养计划的必要性.
科学领域:
- 医学教育 医学教育
- 医生福利 医生福利
- 金融素养 金融素养
背景情况:
- 医学教育优先考虑临床技能,而不是个人财务管理.
- 医生面临着越来越多的教育债务和停滞不前的补偿.
- 有限的财务培训会影响医生的福祉和职业可持续性.
研究的目的:
- 评估医生在职业生涯的各个阶段的基线财务素养.
- 在医疗界中识别财务知识的差距.
- 为医生制定有针对性的金融教育干预措施提供信息.
主要方法:
- 一项采用匿名调查的横截面试点研究.
- 这项调查是根据经过认证的财务规划师的意见设计的.
- 分发给在学术机构的居民,研究员和护理人员.
主要成果:
- 50名医生完成了调查.
- 超过70%的人报告说,从研究生教育中获得的财务准备不足.
- 大多数人缺乏特定的金融教育.
结论:
- 财务素养至关重要,但在医学教育中发展不足.
- 医生需要加强财务培训.
- 试点数据强调了将金融教育纳入医疗培训的必要性.
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