数字金融包容性和经济增长的质量
1School of Statistics and Mathematics, Zhongnan University of Economics and Law, Wuhan, 430073, China.
Heliyon
|October 9, 2023
概括
数字金融包容通过加强创新和发展,显著提高了经济增长的质量. 扩大其覆盖范围可以改善经济结果,特别是在发达地区和市场化程度较高的地区.
科学领域:
- 经济学 经济学 经济学
- 金融技术 金融技术
- 区域发展 区域发展
背景情况:
- 数字金融包容性正在迅速增长,改变了金融行业.
- 它提供低成本,广泛的覆盖范围和有效的信息传播,影响经济增长和社会发展.
- 衡量经济增长质量涉及技术创新,协调发展,环境保护,开放性和公共福利.
研究的目的:
- 验证数字金融包容性对中国经济增长质量的影响.
- 探索数字金融包容性影响经济增长质量的机制.
- 分析数字金融包容性对经济增长质量的空间溢出效应和非线性特征.
主要方法:
- 面板固定效应模型的固定效应模型
- 调解效应模型的调解效应模型.
- 面板值模型的模型
- 空间德宾模型的空间.
- 分析了中国各省的数据面板数据.
主要成果:
- 数字金融包容性对经济增长质量产生了积极影响,特别是在东部和高度市场化的地区.
- 它刺激创业活力,促进经济增长的质量.
- 观察到数字金融包容性对经济增长质量的积极和日益增长的非线性影响.
- 数字金融包容性促进了邻近地区的经济增长质量 (空间溢出效应).
结论:
- 扩大数字金融包容的覆盖范围和深度可以显著提高经济增长的质量.
- 数字金融包容是高质量的经济发展的关键驱动力.
- 政策干预应侧重于加强数字金融包容性,以促进可持续的经济增长.
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