获得信贷对农场业绩的影响:信贷来源是否重要?
Tri Haryanto1, Wahyu Wisnu Wardana1,2, Iqram Ramadhan Jamil3
1Department of Economics, Faculty of Economics and Business, Universitas Airlangga, Indonesia.
Heliyon
|October 9, 2023
概括
获得农业信贷显著提高了农场业绩,提高了印尼玉米种植者生产力和技术效率. 正式的信贷来源被证明比非正式的更有效,突出了不断改善信贷获取的必要性.
科学领域:
- 农业经济学 农业经济学
- 发展经济学 发展经济学
- 农业学是一种农业学.
背景情况:
- 对农民来说,获得信贷对于获得必要的投入和技术至关重要,从而提高农场业绩.
- 关于农业信用获取对农场生产力和效率的具体影响的经验证据仍然有限.
- 玉米种植是印度尼西亚重要的农业部门,直接影响粮食安全和农民生计.
研究的目的:
- 调查正规和非正规农业信用获取对印尼玉米种植生产率和技术效率的影响.
- 为了比较来自正式金融机构的信贷效率与非正式来源的农场成果效率.
- 提供实证证据,支持农业信贷在加强印尼农业方面的重要性.
主要方法:
- 利用印尼统计局进行的粮食作物调查的二次数据.
- 采用了准实验方法,特别是倾向性得分匹配 (PSM),以分析信用获取的影响.
- 分析重点是十个主要的玉米生产省份,以确保相关性和代表性.
主要成果:
- 农业信贷的获取被发现可以显著改善农场的整体业绩.
- 与非正式信贷相比,从正式金融机构获得的信贷对生产力和技术效率产生了更大的积极影响.
- 这些发现证实了农业信贷在印尼环境中的持续相关性和积极影响.
结论:
- 获得农业信贷是印度尼西亚农场业绩改善的关键因素.
- 正式的信贷来源在提高玉米农场生产率和技术效率方面比非正式来源更有效.
- 持续努力改善和扩大农业信贷的准入对于印度尼西亚的可持续农业发展至关重要.
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