金融技术的发展可以减少家庭的能源消耗吗? 来自中国的证据
Mingyue Song1, Shujuan Zhang2, Jinxiang Yu3
1School of Economics, Shandong Normal University, Jinan City, 250358, China.
Environmental science and pollution research international
|October 10, 2023
概括
金融技术 (FinTech) 通过促进环境治理和技术创新来减少家庭的能源消耗. 这一发现为能源政策和碳减排目标提供了宝贵的见解.
科学领域:
- 环境科学 环境科学
- 经济学 经济学 经济学
- 技术研究 技术研究
背景情况:
- 家庭能源消耗是环境影响的一个重要因素.
- 金融技术 (FinTech) 在影响能源消费模式方面的作用仍然未得到充分探索.
- 了解能源消耗的驱动因素对于可持续发展和气候变化缓解至关重要.
研究的目的:
- 调查金融科技发展对家庭能源消耗的影响.
- 确定金融科技影响能源使用的机制.
- 检查不同的人口和社会经济群体之间的金融技术影响的异质性.
主要方法:
- 使用数字金融包容性指数,中国家庭小组研究 (CFPS),中国环境统计年鉴和中国科技统计年鉴的数据进行实证分析.
- 使用仪表变量,替代样本和倾向得分匹配方法进行稳定性检查.
- 机制分析,以确定金融科技影响的传输道.
主要成果:
- 金融科技的发展大大降低了家庭的能源消耗.
- 关键的传播道包括增加对环境治理的投资和促进技术创新.
- 金融科技的节能效应在中低收入,东部地区,受过高等教育,老年人 (60岁以上) 和农村人口中更为明显.
结论:
- 金融科技是减轻家庭能源消耗的可行工具.
- 政策建议强调指导金融科技发展以支持环境目标.
- 调查结果为国际能源政策提供了参考,并为中国的碳峰值和碳中和目标提供了信息.
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