数字包容性金融,政府干预和城市绿色技术创新
Min Wang1, Wenhua Song2, Xiao Qi3
1School of Economics, Liaoning University, Shenyang, 110036, China. wangmin@lnu.edu.cn.
Environmental science and pollution research international
|October 17, 2023
概括
数字包容性金融通过缓解信贷限制和刺激绿色消费,促进城市绿色技术创新. 政府干预具有双重门效应,最佳支持增强创新.
科学领域:
- 环境经济学环境经济学
- 金融技术 金融技术
- 创新研究 研究 创新研究
背景情况:
- 数字包容性金融解决了创新型中小企业的信贷限制.
- 政府干预对于数字包容性金融发展至关重要.
- 城市绿色技术创新对于可持续发展至关重要.
研究的目的:
- 实证地研究数字包容性金融与中国城市绿色技术创新之间的关系.
- 研究传统金融和绿色消费的调解机制.
- 分析政府干预的调节作用.
主要方法:
- 2011-2019年间,中国243个城市的数据分析.
- 强度测试和非线性关系测试 (双值效应).
- 基于地理位置和环境法规的异质性分析.
主要成果:
- 数字包容性金融大大促进了绿色技术创新的数量和质量.
- 这些机制包括补充传统金融和刺激绿色消费 (供需).
- 发现政府干预的双值效应,在更高的干预水平下,边际回报减少.
结论:
- 数字包容性金融是城市绿色技术创新的关键驱动力.
- 优化政府干预对于最大限度地发挥数字包容性金融的好处至关重要.
- 需要有针对性的政策,特别是在东部和高监管城市.
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