使用隐性马尔科夫模型与共变量对自我报告的物质幸福感的评估
1University of Economics in Katowice, Poland.
Longitudinal and life course studies : international journal
|October 24, 2023
概括
波兰家庭报告财务满意度低. 本研究使用潜在的马尔科夫模型来分析家庭的财务行为模式,并确定影响15年财务状况变化的因素.
科学领域:
- 社会经济研究是社会经济研究.
- 行为经济学是一种行为经济学.
- 计量经济学 计量经济学
背景情况:
- 财务上的满足对于主观的幸福至关重要.
- 波兰在欧盟成员国中自我报告的财务状况较低.
- 了解波兰家庭的财务行为至关重要.
研究的目的:
- 调查波兰家庭财务行为的模式.
- 分析主观财务状况评估的演变.
- 确定影响财务状况变化的社会经济因素.
主要方法:
- 使用了潜伏马尔科夫 (LM) 模型.
- 分析使用了八个波的波兰家庭面板数据.
- 不同LM模型规范的比较,包括约束和调查重量.
主要成果:
- 确定了财务状况的三个潜在状态.
- 在15年期间估计了共同的初始和过渡概率.
- 该模型有效地描述了容易发生财务状况变化的家庭,特别是情况恶化的家庭.
结论:
- 该研究提供了对波兰家庭财务满意度动态的见解.
- 识别的模式可以为旨在改善金融福祉的政策提供信息.
- 开发的LM模型为分析纵向主观数据提供了一个强大的框架.
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