中年成年人的职业发展轨迹和晚年财务安全:来自韩国的证据
Seong Ji Jeong1, Su Jung Choi2, Joshua Hawley1
1The Ohio State University, USA.
Longitudinal and life course studies : international journal
|October 24, 2023
概括
职业道路的稳定性对晚年生活中的财务安全有重大影响. 女性和那些非自愿退休的人中常见的不稳定的职业发展轨迹与收入较低和退休准备不足有关.
科学领域:
- 社会学 社会学 社会学
- 经济学 经济学 经济学
- 老年学是一门学科.
背景情况:
- 了解职业发展轨迹的长期财务影响对于退休计划至关重要.
- 一个生命历程视角和一个"结构内的人类代理"框架为分析就业模式提供了信息.
研究的目的:
- 调查中年工人的职业生涯轨迹模式与他们在晚年生活中的财务安全之间的联系.
- 识别不同的职业发展轨迹模式及其人口和社会经济相关性.
主要方法:
- 从主要工作到退休后的工作对就业状况的顺序分析.
- 利用了来自韩国首尔1,010名中年成年人的数据.
- 研究了职业模式,人口统计,收入,资产和退休准备之间的关联.
主要成果:
- 确定了六种职业生涯轨迹模式:稳定 (例如,从永久到永久) 和不稳定 (例如,从临时到临时,切尔宁).
- 稳定的模式在拥有高等教育,收入和职业一致的男性中更为普遍.
- 不稳定的模式与收入较低,资产较少以及对退休的财务准备较差有关,特别是在女性和那些非自愿退休的人群中.
结论:
- 职业生涯轨迹模式显著影响后生活中的财务安全.
- 推量身定制的退休准备计划,考虑不同的职业道路和人口统计数据.
- 解决导致不稳定的职业发展轨迹的因素可以提高退休后的财务福祉.
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