探索药房学生与学生债务的经验,以及未来倦怠和贷款救济的前景
Mary Katherine Huffman1, Delaney R McGuirt1, Divya M Patil1
1Department of Pharmaceutical Health Services Research, University of Maryland School of Pharmacy, Baltimore, MD, USA.
药学学生面临着巨大的债务,影响职业选择和福祉. 临时贷款减免突出了金融脆弱性,强调了更好的金融教育的必要性.
科学领域:
- 健康 专业 教育 卫生 专业 教育
- 药房实践 在药房实践.
- 学生财政援助 学生财政援助
背景情况:
- 实质性的教育债务给药学学生带来风险,包括倦怠和临床错误.
- 由于COVID-19的流行,学生贷款暂时采取了缓解措施,例如暂停支付和0%的利息.
研究的目的:
- 为了探索药学学生与学生债务生活的经验.
- 了解学生债务如何影响教育和职业决策.
- 评估药学学生对临时贷款减免政策的看法.
主要方法:
- 半结构面试与20名药学学生进行了四年的研究.
- 采用了以现有证据和概念框架为基础的专题分析.
- 数据分析允许直接从学生的经验中产生代码.
主要成果:
- 学生债务的中位数为77000美元 (范围为0-209000美元).
- 六个主题出现了:债务影响决策,市场和增加风险,债务是被接受的负担,债务抑制生活里程碑,贷款减免揭示了脆弱性,需要金融教育.
- 学生债务影响临床医生倦怠和其他结果.
结论:
- 药学学生与债务的经历是多样化的,影响他们的决策和态度.
- 虽然债务被视为一种被接受的负担,但应对策略提出了潜在的解决方案.
- 该研究强调,需要提高药学学生的财务素养和支持系统.
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