不平等和承担风险的行为
Sandeep Mishra1, Leanne S Son Hing2, Martin L Lalumière3
1Faculty of Business Administration, University of Regina, Regina, Canada.
概括
经济不平等增加了个人的冒险行为. 减少受害者之间的不平等,降低了他们对风险的倾向,支持风险敏感性理论.
科学领域:
- 心理学 心理学 心理学
- 行为经济学是一种行为经济学.
- 社会科学 社会科学 社会科学
背景情况:
- 社会经济不平等与增加的风险承担有关.
- 经济不平等对风险承担的个人层面影响仍未得到充分研究.
- 风险敏感性理论认为,当当前状态远远低于预期状态时,风险承担会增加.
研究的目的:
- 调查强加的经济不平等对个人冒险的直接影响.
- 在个人层面上测试风险敏感性理论的预测.
- 为了检查减轻不平等是否会影响冒险行为.
主要方法:
- 为了研究强加的经济不平等的影响,进行了两项实验.
- 实验1比较了不平等受害者,受益者和对照组之间的风险承担.
- 实验2评估了减少不平等对受害者的冒险行为的影响.
主要成果:
- 经济不平等的受害者始终表现出比受益者和对照者更高的风险承担.
- 减少受害者的不平等导致他们的冒险能力显著下降.
- 研究结果支持这样一个假设:差异驱动了风险承担的增加.
结论:
- 强加的经济不平等直接提高了个人的风险承担.
- 这些发现支持风险敏感性理论.
- 旨在减少经济不平等的政策可能会减少社会风险承担.
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