金融欺诈和欺骗在老龄化中的作用
Natalie C Ebner1,2,3,4,5, Didem Pehlivanoglu1,2,3, Alayna Shoenfelt1
1Department of Psychology, University of Florida, Gainesville, FL 32611, USA.
概括
由于认知和神经生物学变化,老年人更容易受到金融剥削. 了解这些因素对于制定有效的防诈策略至关重要.
科学领域:
- 老年学是一门学科.
- 认知神经科学 认知神经科学
- 犯罪学 犯罪学
背景情况:
- 对老年人的经济剥削是一个日益严重的社会问题.
- 检测欺诈行为是防止金融剥削的关键因素.
- 老年人在识别欺骗行为方面面临着独特的挑战.
研究的目的:
- 探讨导致老年人易受金融剥削的多方面的因素.
- 确定影响衰老欺骗检测的认知,社会情感和神经生物学因素.
- 为制定有针对性的干预措施提供信息,以保护老年人免受欺诈.
主要方法:
- 审查与年龄相关的认知变化 (处理速度,工作记忆).
- 分析社会情感因素 (积极影响,社会隔离).
- 对神经生物学相关的检查 (皮质体积,功能连接).
主要成果:
- 与年龄相关的认知衰退和社会情绪因素增加了对欺骗的脆弱性.
- 神经生物学变化与欺骗检测能力的降低有关.
- 信息特征和视觉线索对老年人的欺骗检测有影响.
结论:
- 全面了解与老龄化相关的脆弱性对于打击金融剥削至关重要.
- 需要针对性干预,包括人工智能和以人为中心的方法,以保护老年人.
- 积极的战略对于减轻风险和保护老年人的财务福祉至关重要.
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