在"负担得起的医疗保健法案"之后,基于成本的不足保险
Journal of health care for the poor and underserved
|November 28, 2023
概括
数以百万计的美国保险人仍然没有足够的保险,尽管有保险,但仍面临重大财务风险. 医疗补助受益者缺乏保险,这凸显了当前低收入成年人医疗保险充足度的差距.
科学领域:
- 医疗保健服务研究 医疗服务研究
- 卫生经济学 卫生经济学
- 公共卫生政策 公共卫生政策
背景情况:
- 负担得起的医疗保健法案减少了无保险费率,但不足的保险仍然存在.
- 数百万受保险的美国人面临着由于医疗保险不足而造成的财务风险.
- 现有的不足保险定义可能无法完全捕捉财务负担.
研究的目的:
- 分析保险类型,人口统计和与成本相关的不足保险之间的关联.
- 为了检查美国连续保险的低收入成年人中不足的保险.
- 将主观的财务负担纳入不足保险的定义.
主要方法:
- 对持续保险,低收入成年人全国代表性样本的分析.
- 扩大不足保险的定义,包括主观的财务负担.
- 对保险类型和人口统计因素的统计分析.
主要成果:
- 样本中33.2%的低收入个人没有足够的保险.
- 四分之一的低保险人符合两到三项低保险标准.
- 与其他群体相比,医疗补助受益人显示的不足保险率明显较低.
结论:
- 低保险仍然是低收入成年人的一个重要问题.
- 仅仅扩大保险覆盖范围可能无法消除财务风险和成本障碍.
- 政策干预应解决医疗保险覆盖的充分性问题.
相关概念视频
Introduction To Health Care Delivery System
2.8K
The healthcare system is constantly changing and complex. Various services are available from different healthcare providers, but gaining access to these services has become challenging for people with limited healthcare insurance. Uninsured people present a challenge to healthcare because they frequently postpone or forego treatment.
The Institute of Medicine (IOM) advocates for a patient-centered, effective, safe, timely, equitable, and effective healthcare system. The National Priorities...
The Institute of Medicine (IOM) advocates for a patient-centered, effective, safe, timely, equitable, and effective healthcare system. The National Priorities...
2.8K
Methods Of Healthcare Delivery System
3.3K
At the different levels of the healthcare system, we see varying methods of healthcare used. These methods include managed care systems, case management, and primary healthcare.
Managed Care System:
The managed care system is designed to control the cost while maintaining the quality of care. The patient's care from admission to discharge is planned by the primary care provider or the case manager, also known as the gatekeeper. In a managed care system, the number of care providers is...
Managed Care System:
The managed care system is designed to control the cost while maintaining the quality of care. The patient's care from admission to discharge is planned by the primary care provider or the case manager, also known as the gatekeeper. In a managed care system, the number of care providers is...
3.3K
Standards of Care I
697
Federal statutes profoundly impact nursing practice, providing critical guidelines to ensure patient care is equitable, accessible, and of the highest quality. The following laws address distinct aspects of healthcare provision and patient rights:
697
Preventive Healthcare Services
1.0K
Preventive healthcare services keep people healthy via frequent check-ups, screening, and counseling. They primarily aid in disease prevention rather than treating an acute or chronic illness. Preventive treatment also keeps individuals productive and energetic, allowing them to work well into their retirement years. Examples of preventive care services include:
1.0K
Actuarial Approach
79
The actuarial approach, a statistical method originally developed for life insurance risk assessment, is widely used to calculate survival rates in clinical and population studies. This method accounts for participants lost to follow-up or those who die from causes unrelated to the study, ensuring a more accurate representation of survival probabilities.
Consider the example of a high-risk surgical procedure with significant early-stage mortality. A two-year clinical study is conducted,...
Consider the example of a high-risk surgical procedure with significant early-stage mortality. A two-year clinical study is conducted,...
79
Health Information Technology and Healthcare Information System
844
Health Information Technology (HIT)
Health Information Technology, commonly called HIT, integrates advanced information systems and technology in healthcare settings. Its primary functions include:
Health Information Technology, commonly called HIT, integrates advanced information systems and technology in healthcare settings. Its primary functions include:
844


