认知能力和风险偏好之间的联系取决于测量结果
Sebastian Olschewski1,2, Jörg Rieskamp3, Ralph Hertwig4
1Department of Psychology, Center for Economic Psychology, University of Basel, Missionsstrasse 62A, 4056, Basel, Switzerland. sebastian.olschewski@unibas.ch.
测量方法显著影响风险偏好与认知能力的关系. 自我报告显示了积极的联系,而行为测量显示了由于选择架构的不一致性,影响了冒险研究.
科学领域:
- 行为科学 行为科学
- 心理学 心理学 心理学
- 决策科学 决策科学 决策科学
背景情况:
- 风险偏好是理解个人风险承担差异的关键.
- 研究探讨了风险偏好与认知能力等心理结构之间的联系.
研究的目的:
- 研究测量方法如何调节风险偏好和认知能力之间的关系.
- 在不同的测量方法中确定影响观察到相关性的因素.
主要方法:
- 分析了关于风险偏好的两个大型多方法数据集.
- 使用自我报告与行为措施,比较认知能力 (工作记忆能力,计算能力) 和风险耐受性之间的相关性.
主要成果:
- 自我报告测量结果显示,认知能力和风险承受能力之间存在小而持续的正相关性.
- 行为测量没有显示平均相关性和显著的异质性,由选择架构 (风险回报关系,决策错误) 解释.
结论:
- 衡量风险偏好的方法是其与认知能力的关系中的关键调节器.
- 了解选择架构对于准确评估风险偏好及其心理相关因素至关重要.
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