金融技术在企业社会责任与银行金融稳定之间的关系中是否重要? 一种定量回归方法
Ines Ben Salah Mahdi1, Mariem Bouaziz2, Mouna Boujelbène Abbes3
1Faculty of Economics and Management of Nabeul & Laboratory LEG, University of Sfax, Airport Road Km 4, 3018, Sfax, Tunisia.
Environmental science and pollution research international
|December 1, 2023
概括
金融技术 (金融科技) 加强了企业社会责任 (CSR) 和银行金融稳定之间的联系. 金融技术的采用促进了企业社会责任的参与和财务性,这对可持续发展至关重要.
科学领域:
- 金融经济学 金融经济学
- 银行学研究 银行学研究
- 可持续金融 可持续金融
背景情况:
- 全球金融格局正在迅速发展,企业社会责任 (CSR) 和金融技术 (Fintech) 的重要性正在增加.
- 了解企业社会责任,金融科技和银行金融稳定之间的相互作用对于应对当代经济挑战至关重要.
- 门特地区为研究这些金融动态提供了一个独特的背景.
研究的目的:
- 调查金融科技在CSR和银行金融稳定之间的关系中所起的调节作用.
- 分析金融科技如何影响企业社会责任对金融稳定的影响,反之亦然.
- 为决策者提供关于促进金融稳定和可持续发展的见解.
主要方法:
- 采用了同时使用量的定量回归分析.
- 对于强度检查,使用了通用面板时刻方法 (GMM).
- 分析了2010年至2021年间MENAT地区银行数据.
主要成果:
- 金融科技在中高量级上对企业社会责任对金融稳定的影响产生积极缓解.
- 金融技术的采用增强了银行的社会责任,无论其稳定程度如何.
- 在Fintech采用水平中等和高的情况下,CSR提高了金融稳定性.
结论:
- 采用金融技术可以放大企业社会责任的好处,从而带来更大的银行稳定性.
- 金融稳定鼓励银行更多地参与社会责任倡议.
- 同时采用技术创新和企业社会责任对于加强金融稳定和实现可持续发展目标至关重要.
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