医疗保险覆盖范围的人口变化:2022年美国
National health statistics reports
|December 4, 2023
概括
在2022年,8.6%的美国人没有保险,65岁以下的人的比例更高. 医疗保险覆盖范围因社会人口统计学因素而有很大差异,突出了医疗保险覆盖率的差异.
科学领域:
- 公共卫生 公共卫生
- 医疗保健服务研究 医疗服务研究
- 卫生社会学 卫生社会学
背景情况:
- 了解医疗保险覆盖范围对于公共卫生政策和医疗保健准入至关重要.
- 国家估计提供了有关保险状况及其决定因素的基本数据.
研究的目的:
- 提出2022年美国医疗保险覆盖率和无保险率的国家估计.
- 通过关键的社会人口统计学特征来分析覆盖范围的模式.
- 详细介绍私人和公共医疗保险的类型以及保险来源.
主要方法:
- 利用了2022年国家卫生访谈调查 (NHIS) 的数据.
- 估计医疗保险覆盖率和不同社会人口群体的非保险率.
- 按保险期限和保险类型按来源/计划对未保险个人进行分类.
主要成果:
- 在2022年,8.6% (28.1百万) 的所有个人没有保险;10.2%的65岁以下的人没有保险.
- 在65岁以下的人群中,64.0%有私人保险 (56.0%是基于就业,6.8%是直接购买).
- 公共覆盖 (医疗补助,CHIP) 在儿童和工作年龄的成年人中普遍存在;对于65岁以上的成年人,覆盖范围各不相同.
结论:
- 美国人口的很大一部分在2022年仍然没有保险,因年龄和社会人口统计因素而异.
- 基于就业和直接购买的私人保险以及公共计划构成了美国医疗保险的支柱.
- 进一步研究差异和覆盖率差距是有必要的,以告知卫生政策.
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