一个基于区块链和IPFS的汽车保险索赔系统的可追溯功能
Chin-Ling Chen1,2, Ying-Ming Zheng2, Der-Chen Huang3
1School of Information Engineering, Changchun Sci-Tech University, Changchun 130600, China.
Sensors (Basel, Switzerland)
|December 9, 2023
概括
本研究介绍了一个区块链和星际文件系统 (IPFS) 解决方案,以增强汽车保险索赔. 该系统使用圆曲线数字签名算法 (ECDSA) 来保护数据,减少欺诈和成本.
科学领域:
- 计算机科学 计算机科学
- 信息安全 信息安全
- 区块链技术 区块链技术
背景情况:
- 当前的汽车保险索赔面临着欺诈,数据跟踪困难,复杂程序和高存储成本等问题.
- 区块链技术提供了不变性和可追溯性,这对于安全和可验证的数据管理至关重要.
- 圆曲线数字签名算法 (ECDSA) 通过签名和加密提供了强大的数据完整性和安全性.
研究的目的:
- 开发一个反伪造和可追溯的汽车保险索赔系统.
- 解决传统保险索赔流程中的低效率和安全漏洞.
- 提出一种利用区块链和IPFS进行改进的保险数据管理的新系统.
主要方法:
- 实施基于区块链的汽车保险索赔系统.
- 整合星际档案系统 (IPFS) 以节省成本的数据存储.
- 使用圆曲线数字签名算法 (ECDSA) 进行数据加密和完整性验证.
主要成果:
- 通过ECDSA加强汽车保险数据的安全性和完整性.
- 通过使用IPFS来降低数据存储成本.
- 一个可追溯和反假冒的保险索赔系统.
结论:
- 拟议的区块链和IPFS系统有效地减轻了保险欺诈和数据操纵.
- 该系统为汽车保险索赔处理提供了一个安全,高效和具有成本效益的解决方案.
- 拟设一个仲裁机制来处理系统内的保险纠纷.
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