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可持续的银行业务是否有助于在法治弱的环境中减少SDG-10?
Ashfaq Habib1, Muhammad Asif Khan2, Hossam Haddad3,4
1Department of Business Administration, Faculty of Management, Humanities & Social Sciences, University of Poonch Rawalakot, Pakistan.
可持续的银行业务实践有效地减少了收入不平等,即使是在法治较弱的地区. 这些实践与金融科技一起,提高了透明度,并促进了对可持续发展目标10至关重要的经济机会.
科学领域:
- 金融经济学 金融经济学
- 可持续发展研究 可持续发展研究
- 法律与经济学 法律与经济学
背景情况:
- 金融部门促进经济机会,这对于减少收入不平等和实现可持续发展目标 (SDG-10) 至关重要.
- 法律治理的弱势对实现SDG-10提出了挑战,因为它阻碍了公平的经济增长.
- 可持续的银行实践越来越多地被认为具有应对这些挑战的潜力.
研究的目的:
- 调查可持续银行业在减少收入不平等方面的作用,在法治弱的背景下.
- 评估可持续银行业对实现SDG-10的影响.
- 探索可持续银行业务和金融科技在低监管环境中的协同效应.
主要方法:
- 面板集群回归分析应用于49个国家的890家银行的数据.
- 在9年的时间里 (2014-2022年) 收集的数据.
- 按行业和年份分组的观测,以确保无偏见的标准误差.
主要成果:
- 可持续的银行业务实践在减少收入不平等方面表现出显著的有效性,特别是在法治弱的环境中.
- 这些做法有助于打击洗钱,这是实现SDG-10的一个主要障碍.
- 可持续的银行业务放大了金融科技在减少在具有挑战性的机构环境中的收入不平等方面的积极影响.
结论:
- 可持续银行业务是缓解收入不平等和推动SDG-10的有效工具,特别是在法律框架薄弱的地方.
- 透明和负责任的金融实践促进投资和可持续发展.
- 将金融科技与可持续银行业相结合,为增强金融包容性和减少全球不平等提供了一个有前途的战略.
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