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聊天GPT在金融:应用,挑战和解决方案.
Muhammad Salar Khan1, Hamza Umer2
1Schar School of Policy and Government, George Mason University, USA.
Heliyon
|February 2, 2024
概括
像ChatGPT这样的生成人工智能 (AI) 工具提供了金融应用,但也引发了伦理方面的担忧. 负责任的实施需要通过积极的战略和政策制定来解决偏见,隐私和职位流离失所.
科学领域:
- 金融 金融 金融 金融 金融
- 人工智能伦理学 人工智能伦理学
- 技术政策 技术政策
背景情况:
- 以ChatGPT为例的生成性人工智能 (AI) 正通过实现自然语言交互来改变金融行业.
- 将ChatGPT整合到金融中,需要对相关的道德考虑进行彻底审查,以确保负责任的部署.
研究的目的:
- 探索ChatGPT在金融领域的应用.
- 识别和分析ChatGPT在金融领域所带来的伦理挑战,包括偏见,错误信息,隐私,透明度,失业和法律复杂性.
- 为金融领域的人工智能道德治理提出政策建议.
主要方法:
- 在金融领域与ChatGPT相关的伦理挑战的政策分析.
- 对人工智能伦理和金融技术现有文献的审查.
- 为金融机构制定战略建议和政策建议.
主要成果:
- 确定了重要的伦理风险,包括有偏见的结果,数据隐私侵犯,缺乏透明度和潜在的职位流离失所.
- 突出了围绕金融服务中人工智能的复杂法律环境.
- 强调金融机构需要采取积极的风险减缓策略.
结论:
- 金融机构必须制定强大的道德框架来管理与ChatGPT相关的风险.
- 积极的政策制定对于确保在金融领域负责任和有益地使用人工智能至关重要.
- 解决伦理方面的考虑对于保护个人和社会而利用人工智能进步至关重要.
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