机构质量是否对金融包容性有影响? 国际证据国际证据
1Research Centre in Business, Economics & Resources, Ho Chi Minh City Open University Vietnam, Ho Chi Minh City, Vietnam.
PloS one
|February 2, 2024
概括
机构质量在高收入和中等收入国家促进了金融包容,但在低收入国家却没有. 这项研究强调了制度改革对全球金融包容性的收入影响.
科学领域:
- 经济学 经济学 经济学
- 发展研究 发展研究 研究
- 政治经济学就是政治经济学.
背景情况:
- 金融包容对于可持续的经济增长,减少贫困和社会进步至关重要.
- 虽然改善金融包容性是全球优先事项,但不同收入水平的机构质量对不同收入水平的微妙影响仍然未得到充分探索.
- 现有的研究还没有完全解决基于国民收入的机构质量和金融包容之间的不对称关系.
研究的目的:
- 调查机构质量对金融包容性的不对称影响.
- 确定这种影响在不同收入水平 (高,中,低) 的国家之间如何变化.
- 提供关于机构改革对金融包容性的有条件影响的经验证据.
主要方法:
- 使用面板平滑过渡回归分析.
- 检查了110个国家的全球样本.
- 数据涵盖了2004年至2020年期间.
主要成果:
- 证实了机构质量对金融包容性的显著不对称影响,取决于收入水平.
- 发现,提高机构质量与高收入和中等收入国家更大的金融包容性有积极的相关性.
- 观察到,低收入国家可能不会从金融包容性方面的机构改革中获得类似的好处.
结论:
- 机构质量对金融包容性的影响在所有经济体中并不均.
- 旨在提高机构质量的政策干预需要考虑一个国家的特定收入环境.
- 需要量身定制的战略,以确保机构改革有效地促进低收入国家的金融包容性.
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