教育增加了耐心:证据来自修改义务教育法的证据
1Department of Economics, University of Konstanz, Konstanz 78464, Germany.
Economics and human biology
|March 20, 2024
概括
教育增加了对财务决策的耐心,但不是自我报告的耐心. 这项研究探讨了学校教育和时间间的选择之间的因果关系,没有发现财务福祉的调解.
科学领域:
- 行为经济学是一种行为经济学.
- 发展心理学 发展心理学
- 教育政策的教育政策.
背景情况:
- 了解教育与个人决策之间的关系对于经济和社会政策至关重要.
- 时间偏好,或者个人如何看重未来与现在的回报,显著影响经济行为.
- 教育的内源性在建立因果关系方面构成了挑战.
研究的目的:
- 调查教育对个人时间偏好的因果关系.
- 为了确定增加教育是否会导致更多的患者进行时间间的选择.
- 检查财务福祉的变化是否调解了教育对耐心的影响.
主要方法:
- 利用基于土耳其学校改革增加义务教育的自然实验设计.
- 利用教育成就中的外源变化.
- 使用计量经济学分析来确定因果关系.
主要成果:
- 教育因果关系地增加了个体在做出时间间选择时的耐心.
- 教育并没有显著改变个人如何报告他们自己的耐心水平.
- 观察到的耐心的增加是独立于财务福祉的变化.
结论:
- 教育程度在塑造患者的财务决策中起着因果作用.
- 在实际行为 (时间间的选择) 和自我感知 (报告的耐心) 之间存在区别.
- 政策影响表明,教育可以培养长期的财务规划,无论财务状况如何.
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