相关实验视频
Updated: Jun 28, 2025

07:00
Measuring the Switch Cost of Smartphone Use While Walking
Published on: April 30, 2020
1.8K
在冠状病毒大流行期间,加拿大消费者信贷使用情况
Anson T Y Ho1, Lealand Morin2, Harry J Paarsch2
1Ted Rogers School of Management Ryerson University.
概括
在COVID-19衰退期间,加拿大消费者减少了信用卡和家庭股权额度的信用使用. 调查结果表明,消费者在不增加债务的情况下满足了财务需求,这与过去的经济衰退不同.
科学领域:
- 经济学 经济学 经济学
- 消费者金融 消费者金融
- 流行病影响影响影响.
背景情况:
- 随着COVID-19的流行,全球经济遭受了严重破坏.
- 了解经济危机期间的消费者金融行为至关重要.
研究的目的:
- 在COVID-19衰退期间分析加拿大消费者信贷使用情况.
- 调查信用卡和家庭股权信贷额度 (HELOC) 余额的变化.
主要方法:
- 利用来自加拿大主要消费者信用报告机构的详细月度数据.
- 检查了信用卡和HELOCs的未偿还余额.
主要成果:
- 在信用卡和HELOC未偿还余额的分配中观察到明显的左移.
- 有证据表明,加拿大消费者在整体信用使用中普遍减少.
- 加拿大消费者在经济衰退期间管理了财务需求,而没有积累额外的债务.
结论:
- 在COVID-19衰退期间,加拿大消费者通过减少对信贷的依赖来适应经济状况.
- COVID-19大流行对消费者债务的经济影响与以前的经济衰退明显不同.
- 调查结果与消费者支出减少和政府支持计划的结果一致.
更多相关视频
相关概念视频
Cumulative Frequency Distribution
6.8K
A cumulative frequency distribution is another type of frequency distribution. Instead of reporting how many data values fall in some classes, it reports how many data values are contained in either that class or any class to its left. Technically, it means the sum of frequencies of the class and all the classes below it in a frequency distribution. A cumulative frequency is calculated by adding the frequency of each class lower than the corresponding class interval or category. In general, a...
6.8K
Pareto Chart
6.7K
A Pareto chart is a bar graph or a combination of both line and bar graphs. The bar lengths represent the individual values or the frequency, while the lines represent the cumulative total values. In this chart, the longest bars are arranged on the left and the shortest bars on the right, which makes it easier to read and interpret the data. It can also be called a Pareto diagram or Pareto analysis.
The Pareto chart is named after the Italian economist Vilfredo Pareto, who described the Pareto...
The Pareto chart is named after the Italian economist Vilfredo Pareto, who described the Pareto...
6.7K
Cross-Sectional Research
11.3K
In cross-sectional research, a researcher compares multiple segments of the population at the same time. If they were interested in people's dietary habits, the researcher might directly compare different groups of people by age. Instead of following a group of people for 20 years to see how their dietary habits changed from decade to decade, the researcher would study a group of 20-year-old individuals and compare them to a group of 30-year-old individuals and a group of 40-year-old...
11.3K
Capacitors
431
Capacitors play a crucial role in car radios, where they filter and store frequencies to ensure clear signal reception. Essentially serving as energy storage devices, capacitors store energy within their electric field and are composed of two parallel conducting plates separated by a dielectric.
When a voltage source is connected to a capacitor, positive and negative charges accumulate on the opposite plates. This accumulation generates a potential difference that equals the product of the...
When a voltage source is connected to a capacitor, positive and negative charges accumulate on the opposite plates. This accumulation generates a potential difference that equals the product of the...
431
The Availability Heuristic
6.0K
A heuristic is a general problem-solving framework (Tversky & Kahneman, 1974). You can think of these as mental shortcuts that are used to solve problems. Different types of heuristics are used in different types of situations, and the impulse to use a heuristic occurs when one of five conditions is met (Pratkanis, 1989):
6.0K
Pie Chart
14.1K
A pie chart (or a pie graph) is a circular graphical chart or a pictorial representation of categorical data. It is divided into slices of pie each indicating numerical proportions. It is also used to show the relative sizes of data in a single chart.
In a pie chart, the central angle, the arc length of each slice, and the area are directly proportional to the quantity or percentage it represents. Some real-world examples that can be depicted using pie charts include marks obtained by students...
In a pie chart, the central angle, the arc length of each slice, and the area are directly proportional to the quantity or percentage it represents. Some real-world examples that can be depicted using pie charts include marks obtained by students...
14.1K

