信息通信技术传播和金融发展:高收入,中等收入和低收入国家的比较
Ying Li1, XiaoGuang Li1, Haseeb Ahmad2
1The Tourism College of Changchun University, Changchun City, Jilin Province, China.
PloS one
|May 2, 2024
概括
信息和通信技术 (ICT) 的普及对高收入国家的金融发展产生了积极的影响,但对中低收入经济产生了负面影响. 决策者应该利用ICT促进金融部门的增长.
科学领域:
- 经济学 经济学 经济学
- 信息和通信技术 (ICT) 的发展
- 金融发展 金融发展
背景情况:
- 金融部门的发展越来越多地与信息和通信技术 (ICT) 的普及有关.
- 了解ICT与金融发展之间的传输道对于经济政策至关重要.
- 现有的研究可能无法完全捕捉到不同收入经济体之间的细微关系.
研究的目的:
- 分析ICT传播与金融发展之间的传输道.
- 为了比较ICT对高收入经济体与中低收入经济体金融发展的影响.
- 为决策者提供基于证据的建议.
主要方法:
- 使用了2001-2019年高收入和中低收入经济体的数据.
- 雇佣的ICT指标:ICT指数,互联网用户和移动用户.
- 使用的财务指标:金融发展,机构和市场指数.
- 实证分析的应用一般化时刻方法 (GMM).
主要成果:
- 信息和通信技术的普及对高收入经济体的金融发展产生了积极影响.
- 相反,ICT传播对中低收入经济体的金融发展产生了负面影响.
- 该研究强调了ICT采用基于国家收入水平的不同影响.
结论:
- 中低收入经济体应该效仿高收入经济体在融入金融领域的ICT战略.
- 建议发展中国家在金融部门增加对ICT的投资和政策重点.
- 根据国家经济背景调整信息通信技术战略对于最大限度地提高金融部门的收益至关重要.
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