多基因索引的潜在企业用途:开始谈论相关的伦理和政策问题
Michelle N Meyer1, Nicholas W Papageorge2, Erik Parens3
1Department of Bioethics and Decision Sciences, Geisinger College of Health Sciences, Danville, PA, USA.
American journal of human genetics
|May 3, 2024
概括
商业公司可能会使用多基因指数 (PGI),尽管预测能力有限. 经济模型显示,企业将为PGI支付费用,以减少不确定性并最大限度地提高保险和金融业的利.
科学领域:
- 基因组学就是基因组学.
- 经济理论经济理论
- 生物信息学是一种生物信息学.
背景情况:
- 商业公司向消费者提供多基因指数 (PGI).
- 目前的PGI的预测能力往往很小.
- 对非面向消费者的行业来说,PGI的潜在实用性被低估了.
研究的目的:
- 调查企业利用PGI的经济激励因素.
- 证明保险和金融服务公司可以从PGI中获利.
- 突出企业使用PGI的伦理和政策影响.
主要方法:
- 开发了获取基因组信息的利最大化公司的经济模型.
- 分析了该公司愿意支付PGI的意愿,预测准确度不同.
- 描述了PGI在保险和金融领域应用的可信情景.
主要成果:
- 企业愿意为统计学上杂的PGI支付费用,如果它们提供了即使是微小的不确定性降低.
- 经济模型预测企业将使用PGI来最大限度地提高利.
- 保护地理标志的利用潜力超出了直接面向消费者的市场.
结论:
- 企业有经济激励来使用PGI,即使那些具有有限的预测能力.
- 保险和金融服务公司可以利用PGI获利.
- 需要更加关注企业使用PGI的伦理和政策方面.
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