相关实验视频
Updated: Jun 26, 2025

05:37
An R-Based Landscape Validation of a Competing Risk Model
Published on: September 16, 2022
2.0K
通过食品配送公司的风险评分模型来降低配送保险成本
Diogo Silva Panham1, Francisco Louzada1, Pedro L Ramos2
1Institute of Mathematical Science and Computing, University of São Paulo, São Carlos, Brazil.
Scientific reports
|May 14, 2024
概括
本研究介绍了拉丁美洲食品配送公司的新配送保险定价模式. 它通过分析风险因素和驾驶员行为,显著降低了保险成本,提高了公司的利能力和驾驶员的可访问性.
科学领域:
- 运营研究 运营研究
- 数据科学数据科学数据科学
- 风险管理 风险管理
背景情况:
- 食品配送公司面临高昂的保险费用.
- 准确的风险评估对于降低成本至关重要.
研究的目的:
- 为配送保险开发一种新的,具有成本效益的定价模型.
- 降低拉丁美洲食品配送业务的保险费.
主要方法:
- 收集并分析了大量的交付数据.
- 使用统计模型和机器学习进行风险分析和分类.
- 开发了一个基于损失概率和风险评分的定价模型.
主要成果:
- 实现了对公司和保险公司的保险成本显著降低.
- 为司机签订保险合同提供了更大的灵活性和可访问性.
- 改善了食品配送业务的整体利能力和竞争力.
结论:
- 拟议的定价模式有效降低了保险成本.
- 数据驱动的风险评估增强了保险定价策略.
- 这种模式为拉丁美洲的食品配送行业提供了可行的解决方案.
相关概念视频
Types of Biopharmaceutical Studies: Controlled and Non-Controlled Approaches
125
Biopharmaceutical studies constitute a vital field aiming to enhance drug delivery methods and refine therapeutic approaches, drawing upon diverse interdisciplinary knowledge. In research methodologies, the choice between controlled and non-controlled studies significantly influences the study's reliability and accuracy.
Non-controlled studies, commonly employed for initial exploration, lack a control group, rendering them susceptible to biases and external influences. In contrast,...
Non-controlled studies, commonly employed for initial exploration, lack a control group, rendering them susceptible to biases and external influences. In contrast,...
125
z Scores and Area Under the Curve
10.4K
z scores are the standardized values obtained after converting a normal distribution into a standard normal distribution. A z score is measured in units of the standard deviation. The z score tells you how many standard deviations the value x is above (to the right of) or below (to the left of) the mean, μ. Values of x that are larger than the mean have positive z scores, and values of x that are smaller than the mean have negative z scores. If x equals the mean, then x has a z score of...
10.4K
Hazard Rate
104
The hazard rate, also known as the hazard function or failure rate, is a statistical measure used to describe the instantaneous rate at which an event occurs, given that the event has not yet happened. From a probabilistic perspective, it represents the likelihood that a subject will experience the event in a very small time interval, conditional on surviving up to the beginning of that interval. In terms of frequency, the hazard rate can be viewed as the ratio of the number of events to the...
104
Testing a Claim about Standard Deviation
2.4K
A complete procedure to test a claim about population standard deviation or population variance is explained here.
The hypothesis testing for the claim of population standard deviation (or variance) requires the data and samples to be random and unbiased. The population distribution also must be normal. There is no specific requirement on the sample size as the estimation is based on the chi-square distribution.
As a first step, the hypothesis (null and alternative) concerning the claim about...
The hypothesis testing for the claim of population standard deviation (or variance) requires the data and samples to be random and unbiased. The population distribution also must be normal. There is no specific requirement on the sample size as the estimation is based on the chi-square distribution.
As a first step, the hypothesis (null and alternative) concerning the claim about...
2.4K
Methods Of Healthcare Delivery System
3.3K
At the different levels of the healthcare system, we see varying methods of healthcare used. These methods include managed care systems, case management, and primary healthcare.
Managed Care System:
The managed care system is designed to control the cost while maintaining the quality of care. The patient's care from admission to discharge is planned by the primary care provider or the case manager, also known as the gatekeeper. In a managed care system, the number of care providers is...
Managed Care System:
The managed care system is designed to control the cost while maintaining the quality of care. The patient's care from admission to discharge is planned by the primary care provider or the case manager, also known as the gatekeeper. In a managed care system, the number of care providers is...
3.3K
Relative Risk
156
Relative risk (RR) is a statistical measure commonly used in epidemiology to compare the likelihood of a particular event occurring between two groups. This metric is important for evaluating the relationship between exposure to a specific risk factor and the probability of a particular outcome. It plays a crucial role in medical research, public health studies, and risk assessment. Relative risk quantifies how much more (or less) likely an event is to occur in an exposed group compared to an...
156

