大数据在金融技术中的作用,促进金融包容
1College of Business and Economics, University of Johannesburg, Johannesburg, South Africa.
Frontiers in big data
|May 22, 2024
概括
大数据正在通过提供新服务和提高效率来改变金融技术 (FinTech),这大大提高了金融包容性. 伦理考虑和数据安全对于负责任地实现其全部潜力至关重要.
科学领域:
- 金融技术 (金融科技)
- 数据科学数据科学数据科学
- 金融包容 金融包容 金融包容
背景情况:
- 大数据是金融技术进步的一个基本组成部分.
- 它的应用对于理解和扩大金融包容性倡议至关重要.
- 大数据的整合重塑了传统的金融服务和客户参与.
研究的目的:
- 调查大数据在金融技术中的关键作用.
- 分析大数据对金融包容性的影响.
- 确定与金融技术中的大数据相关的挑战和机会.
主要方法:
- 进行了全面的文献审查.
- 分析包括学术期刊,行业报告和在线文章.
- 关键主题和发现被综合起来,以提供一个整体的概述.
主要成果:
- 大数据推动金融产品和服务的创新.
- 增强的客户行为分析有助于创建包容性金融解决方案.
- 观察到风险管理和运营效率的改善.
- 数据隐私,安全和道德算法实践成为重大挑战.
结论:
- 大数据是金融科技的变革力量,促进了金融包容.
- 均衡的监管框架是道德和负责任的大数据利用的必要条件.
- 这项研究强调了一条通往更具包容性的全球金融生态系统的道路.
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