博行为与博相关伤害之间的关系:使用开放银行数据的数据融合方法
1Department of Psychology, University of York, York, UK.
Addiction (Abingdon, England)
|May 24, 2024
概括
英国对徒的负担能力检查不太可能影响那些没有受到伤害的人. 博行为有效地预测了风险博,综合数据提供了新的见解.
科学领域:
- 行为经济学是一种行为经济学.
- 心理学 心理学 心理学
- 数据科学数据科学数据科学
背景情况:
- 英国政策制定者提出,每月损失125英的博负担能力检查.
- 这项研究调查了不同电子博行为的危害概况.
研究的目的:
- 探索电子博行为各级的个人博的危害概况.
- 评估不同博行为和自我报告的风险博数据的预测能力.
- 评估将开放银行数据与自我报告措施相结合的有用性.
主要方法:
- 开放银行数据和自我报告措施 (PGSI,PHQ-9,人口统计) 的数据融合.
- 层次障碍模型用于预测有风险的 (PGSI>0) 和高风险的 (更高的PGSI) 徒.
- 分析了四个电子博行为规范:净支出,支出,提款和交互模型.
主要成果:
- 没有武器的徒平均每月净支出16.41英,而风险最高的徒平均每月净支出208.91英.
- 所有四种博行为类型都显著预测了风险博 (ORs 1.082.92).
- 较高的抑郁症分数 (PHQ-9),年轻年龄和男性性别预测了风险博;收入,年龄和性别没有预测更高风险的博.
结论:
- 英国拟议的可负担性检查不太可能影响不伤害徒.
- 电子博行为是风险博的强有力的预测因素.
- 将客观的财务数据与自我报告融合在一起,为博行为和危害提供了新的见解.
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