评估沙特阿拉伯建筑合同中的保险政策
Fahad K Alqahtani1, Mohammed Alsaud1, Sultan Al-Dossary1
1Department of Civil Engineering, College of Engineering. King Saud University. P.O.Box 800. Riyadh, 11421. Saudi Arabia.
Heliyon
|June 7, 2024
概括
沙特阿拉伯的保险清晰度
科学领域:
- 建设管理建设管理.
- 风险管理 风险管理
- 保险法 保险法 保险法 保险法 保险法
背景情况:
- 建筑项目涉及大量的金融资本和固有的风险.
- 沙特阿拉伯 (KSA) 公共项目的保险政策缺乏明确性,增加了缔约方的风险.
- 建设中的有效风险管理需要强大的保险策略.
研究的目的:
- 评估沙特阿拉伯的公共建筑项目中的保险政策.
- 确定当前保险实践中的缺陷和障碍.
- 提出改善金融损失,职业责任和缺陷保险的路线图.
主要方法:
- 在沙特阿拉伯使用问卷调查了42个承包商和42个业主.
- 收集有关通过保险转移风险的知识和态度的数据 (专业责任,缺陷责任,隐藏缺陷).
- 检查保单选择标准和潜在的责任问题.
主要成果:
- 工程师对专业错误和隐藏缺陷的保险可以减轻责任.
- 在建筑行业内制定明确的责任政策至关重要.
- 确定了KSA公共建筑项目保险中的关键缺陷和障碍.
结论:
- 更清晰的保险政策和特定的工程师保险可以提高KSA建筑的安全性和质量.
- 为改善保险业的财务损失和职业责任提供了建议.
- 该研究旨在为所有建筑项目利益相关者提供强有力的法律和财务保障.
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