印度尼西亚地震易感的国有建筑物灾害风险融资和保险
Hesti Marlina1,2, Dina Ruslanjari1, Inayah B A Hakim1
1Graduate School, Master in Disaster Management Program, Universitas Gadjah Mada, Yogyakarta, Indonesia.
印度尼西亚 印度尼西亚 印度尼西亚
科学领域:
- 地质科学和环境管理
- 经济学和公共政策.
背景情况:
- 印度尼西亚位于火环,非常容易遭受毁灭性的地震.
- 印尼政府现有的灾害风险融资策略限制了对灾害保险的实施.
- 经常发生的地震事件对国家构成重大经济威胁.
研究的目的:
- 检查印度政府的灾害风险融资方法.
- 评估当前灾害保险实践的有效性.
- 为国家建筑物提出加强灾害风险降低 (DRR) 的战略.
主要方法:
- 一项文献综述分析了灾害基金和保险的实施情况.
- 一个建筑脆弱性模拟,使用联邦紧急管理局 (FEMA) 的P-154方法,明智的融资策略.
- 国家建筑物根据9个脆弱性因素和地震性进行了评估.
主要成果:
- 灾难融资主要依赖于国家资金来支付所有损失.
- 目前的防灾保险缺乏对可保险建筑物的明确定义,导致过度纳入.
- 脆弱性评估显示,不同建筑类型的地震损害潜力各不相同.
结论:
- 应优先考虑对高度脆弱的建筑物进行灾难保险.
- 不建议对低至中度脆弱结构进行保险.
- 优化融资和保险机制对于保护国家建筑物免受地震风险至关重要.
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