量化历史和当代抵押贷款歧视与人口健康公平关系的方法论策略:系统性审查
Janelle R Edwards1,2,3, Christian Ong4, Sharrelle Barber5,6,7
1Department of Environmental and Occupational Health, Dornsife School of Public Health, Drexel University, Philadelphia, PA, USA. je466@drexel.edu.
Journal of racial and ethnic health disparities
|September 17, 2024
概括
系统审查显示,抵押贷款歧视对健康和环境结果产生重大影响. 仔细考虑诸如HOLC空间分配和HMDA指数参数化等方法对于准确的分析至关重要.
科学领域:
- 环境健康 环境健康
- 社会流行病学 社会流行病学
- 健康差距 研究 研究 研究 研究
背景情况:
- 抵押贷款歧视系统地拒绝向少数群体提供住房贷款.
- 研究越来越多地将历史和当前的抵押贷款歧视与不利的当代结果联系起来.
- 研究中的各种测量方法可能会影响结果和解释.
研究的目的:
- 系统地审查文献,量化抵押贷款歧视与环境,社会和健康结果之间的联系.
- 记录衡量抵押贷款歧视的方法,并评估它们对结果的影响.
- 为未来关于抵押贷款歧视影响的研究提供建议.
主要方法:
- 在遵守PRISMA指南的基础上进行系统审查.
- 在2022年9月进行的文献搜索.
- 对抵押贷款歧视,健康和社区环境的综合搜索术语.
主要成果:
- 45篇论文分析了抵押贷款歧视与健康 (28),环境/社会风险 (12),建筑环境特征 (5) 之间的关联.
- 11项研究使用了住房抵押贷款歧视法 (HMDA) 数据;34项使用了房屋所有者贷款公司 (HOLC) 地图.
- 在HOLC等级空间分配和HMDA指数参数化中观察到显著的变化.
结论:
- 分析抵押贷款歧视的最佳方法,如HOLC空间分配和HMDA指数参数化,需要仔细考虑.
- 考虑共变量和基于地点的知识对于可靠的发现至关重要.
- 未来的研究应该解决方法的变化,以更好地了解抵押贷款歧视的影响.
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